Fixed Deposit Accounts

It allows you to save your money for a period of time while providing a higher profit margin than a savings account where it is linked to a certain amount and for a certain period, and a fee for breaking the deposit is imposed if withdrawals are made before the due date. Presenting supporting documents

CURRENT ACCOUNT

The current account is a contract whereby two persons agree to enter into an account through mutual and overlapping payments the debts arising from the operations that take place between them, from the delivery of cash, money, or commercial papers that can be owned and others, and to replace the settlement of debts for each payment separately with a final settlement It results in the account balance when it is closed and the account is opened to the customer after submitting a written request through which he wishes to open an account, fill out the Know Your Customer form, and submit the supporting documents

Savings Account for Individuals/Companies

It allows you to save your money for a period of time with a profit margin on the amount deposited in the account and no restrictions on the number of withdrawals from the balance

Online banking services

There are several electronic services that it provides to its customers. This service allows customers to enjoy banking operations on their own, and to refer the customer to the bank through the use of a computer or smart phones, from anywhere in the world, 24 hours a day, 7 days a week.
From private bank accounts/transfer of bank accounts to a bank account/transfer of bank accounts to a bank account/bank account/transfer of bank accounts…etc).

We Will Show The Way To Sucessive

Internal Remittances RTGS

This service is available to all of our bank’s customers to exchange balances by receiving and sending money between banks inside Iraq by submitting a request from the customer to transfer according to a nominal fee and postal fees deducted from the customer and stipulated that the IBAN is available for both the sender and recipient of the transfer.

Investment

A- Participations: It is the bank’s participation in the completion of clients’ projects in return for a profitable return upon completion of the project
b- Mudaraba: It is the bank financing clients’ projects in return for a profitable return upon completion of the project

Islamic Finance

A- Murabaha for goods and furniture: It is the purchase of different materials through the bank and it is of two types
- The first type: Murabaha with an amount of 5,000,000 dinars
- The second type is Murabaha with an amount of 7,500,000 dinars
B- Murabaha for the purchase of housing units with the support of the Central Bank of Iraq:
It is the purchase of housing units through the bank a maximum limit of 100,000,000 dinars for a period of 15 years and a 2% decreasing return
C- Qard Hassan: It is financing the bank’s customers and with the support of the Central Bank, an amount of 15,000,000 dinars for a period of 5 years and without a return

community services

The Bank serves the community by offering several types of Murabaha:
A- Education Murabaha, which is a Murabaha for the purchase of an education seat, with a maximum limit of 2,000,000 dinars
B – Murabaha for Hajj and Umrah, which is a complex purchase Murabaha in campaigns, with a maximum limit of 2,000,000 dinars
C- Murabaha for travel and tourism, which is a Murabaha for buying a seat on flights, with a maximum limit of 1,000,000 dinars